Bankaktiebolaget Nordiska (publ) publishes interim report for the second quarter of 2025

The overview refers to the group and the period January – June 2025. (Compared with the period January–June 2024)

  • Lending to the public amounted to 10,073.1 MSEK (9,403.1)
  • Operating income amounted to 287.1 MSEK (201.1)
  • The cost/income ratio amounted to 56.7% (50.1)
  • Profit before credit losses amounted to 124.4 MSEK (100.3)
  • The credit loss level amounted to 1.0% (0.5)
  • Operating profit amounted to 77.6 MSEK (77.5)
  • Profit for the period amounted to 59.7 MSEK (62.3)
  • The Common Equity Tier 1 capital ratio amounted to 12.9% (12.3) and the total capital ratio amounted to 17.9% (17.6)

SIGNIFICANT EVENTS DURING THE SECOND QUARTER

  • During the second quarter, Nordiska's subsidiary Rocker successfully migrated and took over all consumer credit portfolios from Handelsbanken and Ecster, as previously announced. The full earnings effect of the portfolio acquisitions is expected in the third quarter.

SIGNIFICANT EVENTS AFTER THE END OF THE SECOND QUARTER

  • No significant events have occurred after the end of the quarter.

Source: Nordiska's own website.

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